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No-KYC services with "Accepts fiat"

Supports purchasing crypto with traditional currency (USD, EUR, etc.).

8.9
Hodl Hodl

Non-custodial P2P Bitcoin marketplace with 2-of-3 multisig escrow, running since 2016 — 100+ fiat currencies, 300+ payment methods, 0.5-0.6% fees. Email required but no ID; US not served.

L1Anonymous
8.7

Decentralised P2P Bitcoin exchange with on-chain multisig escrow — no signup, no custody, desktop and mobile apps routed through Tor by default, with DAO governance and AGPL-3.0 source code.

L0Trustless
7.4

Swiss non-custodial fiat on/off-ramp by DFX AG (Zug, 2021) — SEPA/SWIFT to 80+ cryptos, no KYC up to 1000 CHF/day, crypto goes directly to your wallet. Open-source API, Swiss SRO license.

L3Tiered
7.2

Anonymous domain registrar, VPS and VPN provider founded by Pirate Bay co-founder Peter Sunde. Njalla legally owns the domains on your behalf, paid for in Bitcoin or Monero, and runs a Tor onion mirror for every service.

L1Anonymous
7.2
Peach Bitcoin

Swiss-regulated P2P Bitcoin app with no registration and no KYC below CHF 1,000/day — funds locked in a 2-of-2 on-chain multisig escrow, source code on GitHub, EUR/CHF/GBP/SEK payment methods including cash and Revolut.

L3Tiered
6.9
MoneroSMS
SMS

US virtual phone numbers for SMS verification, paid in Monero or Bitcoin — no signup, no KYC, with an open-source CLI client and a Tor onion mirror operated by VoidNetwork.

L1Anonymous
4.8
Kraken

Veteran US-regulated exchange founded 2011 with 600+ assets, full mandatory KYC, and bi-annual proof-of-reserves audits — listed here as a comparison baseline for custodial KYC platforms, not as a no-KYC option.

L5Mandatory
4.2
Binance

World's largest centralized crypto exchange — 500+ assets, mandatory KYC for every user, SAFU insurance fund, monthly Merkle-tree proof-of-reserves, and a $4.3B 2023 DOJ settlement with an ongoing compliance monitor.

L5Mandatory