Verdict
Higher trust score: Peach Bitcoin
Based on our trust scoring, Peach Bitcoin comes out ahead of FixedFloat (7.2 vs 5.3). The gap reflects differences in KYC stance, custody model and operational track record.
Note: Scores are our independent assessment. Both services have valid use cases — read each detail page before deciding.
Score breakdown
Overall /10
FixedFloat
5.3
Average
Peach Bitcoin
7.2
Good
Privacy /100
FixedFloat
70
Good
Peach Bitcoin
70
Good
Trust /100
FixedFloat
44
Weak
Peach Bitcoin
84
Good
Side by side
KYC level
L2Discreet
L3Tiered
Tagline
Instant no-signup crypto swap running since 2018 — one of the first to integrate Bitcoin Lightning, 80+ coins including Monero, 0.5% floating / 1% fixed fees. AML flagging and two 2024 hot-wallet hacks on file.
Swiss-regulated P2P Bitcoin app with no registration and no KYC below CHF 1,000/day — funds locked in a 2-of-2 on-chain multisig escrow, source code on GitHub, EUR/CHF/GBP/SEK payment methods including cash and Revolut.
Jurisdiction
Undisclosed
Switzerland (Peach SARL)
Founded
2018
2022
Tor / .onion
No
No
Categories
Exchange, Aggregator
Exchange, Indie exchange, P2P
Feature comparison 14
FixedFloat
Peach Bitcoin
Bitcoin (BTC)
Accepts Monero (XMR)
—
Cash
—
Non-custodial
—
Open source
—
No signup required
Lightning Network
—
Peer-to-peer
—
Accepts fiat
—
Mobile app
—
Web app
—
Instant
—
Available worldwide
—
Custodial
—
Read the full reviews
The side-by-side covers the headlines — the detail pages walk through every claim and citation.